· Reregulation and Its Long-Term Impact on the Financial Sector Yasuyuki Fuchita · A Proposal to Allow DC Plan Participants to Withdraw or Borrow Against Plan Assets in Emergencies Akiko Nomura, Takuji Yano · Renminbi Trade Settlement as a Catalyst to Hong Kong's Development as an Offshore Renminbi Center Eiichi Sekine · The Impact of the Third BRICS Summit Eiichi Sekine